Reflecting on 2024 As 2024 ends, the S&P 500 wraps up another stellar year with a bumper yield of 25%. Markets have demonstrated remarkable resilience, thriving amid global upheaval and chaos. While Big Tech dominated business headlines throughout the year, opportunities extended far beyond the tech giants. The best-performing stock of 2024? Surprisingly, it’s not Nvidia—despite its prominence, it ranks only 23rd on the list. Table 1: Tickers with appreciation % in 2024 From a historical perspective, the market has delivered positive returns in 8 of the past 10 years, with only two instances of negative performance. This underscores the importance of adopting a strategic , long-term approach to investing, rather than a tactical , short-term mindset. Table 2: S& P 500 % returns by year Looking forward to 2025 FED interest rates The monetary easing cycle is expected to extend into 2025, with the Federal Reserve and many other central banks globally continuing to cut...